Home Loan Calculator

AIB uses cookies to enhance your browsing experience and to create a secure and effective website for our customers. Rates for secured loans are subject to applicant’s credit profile and approval. A credit card can take years (even decades) to pay off, particularly if you stick to the minimum payment. Contact us today to learn which of our Home Improvement loans can be the best option for you.

In order to finance your home improvements, you need to file for loans that insures the lender that you can pay for whatever you owe in due time of what you have agreed on. When you’re looking for the best home improvement loans, it’s easy to fixate on the lowest interest rate you can find.home improvement loans

As of August 2016, the APR range for home improvement loans was 4.29% to 11.54%. The rates above are variable in nature and linked to HDFC’s RPLR and shall fluctuate according to the movement in the same. Unsecured home improvement loans will ideally suit for small amountIf you do not repay on time; your credit ratings will suffer.home improvement loans

Or you can come in to your local branch or call us and one of our helpful personal loans advisors can help guide you through your application and can usually give you a decision on the spot. Plus, if your home improvement project is fairly small, the hassle of applying for a bank loan and the high fees typically charged for these loans may not be worth it.

Both the owner and co owner are eligible for tax deduction on the interest paid on such loans. HUD will insure these loans, but HUD does not make direct loans to help people buy homes. In most cases, the terms for these loans are very friendly so you can improve your home without worrying about your financial situation.home improvement loans